Data Maturity for U.S. Community Banks

Quantitative model profile

A capability maturity assessment model for evaluating and improving data management in U.S. community banks. It covers strategy, governance, architecture and modeling, delivery and adoption, and learning and improvement, with maturity levels from absence of capability to optimized, continuously improving practices aligned primarily to banking business goals and regulatory expectations, and secondarily informed by DAMA-DMBOK and DMMA concepts.

Fact Sheet

Architecture3-layer model (L1 Domains • L2 Categories • L3 Subcategories)
Coverage5 domains • 20 categories • 100 subcategories
Depth17 L1 • 167 L2 • 812 L3 questions
Progression6 maturity stages per capability • 5976 total maturity statements
Accountability8 roles mapped • 63.8% owned by primary role
Resolution47.76x L3-to-L1 diagnostic resolution
Cross-cuttingL1 35.3% • L2 12.6% • L3 9.4% multi-mapped

Granularity Ratio

20x

Unique subcategories / unique domains

Signals Per Subcategory

8.12

L3 questions / unique subcategories

Role Span

L1 (4 roles) / L3 (8 roles)

Distinct roles across strategic to operational layers

Layer Comparison Matrix

LayerMulti-Tag RateAvg Tags per QuestionDomain Balance Ratio
L135.3%1.712.68
L212.6%1.163.24
L39.4%1.173.19

Domain Coverage Distribution Across Layers

DomainL1L2L3
CountShare %CountShare %CountShare %
Architecture & Modeling847.1%4824.9%24225.4%
Delivery & Adoption847.1%5830.1%28930.3%
Learning & Improvement529.4%189.3%939.7%
Governance529.4%5025.9%23925.1%
Strategy317.6%199.8%919.5%

Structural Quality Indicators

Ontology Density

199.2

(L1 + L2 + L3 questions) / domains

Accountability Breadth

1.6

Distinct roles / domains

Coverage Evenness Score

93.7

L3 domain distribution uniformity (0-100)

Goal-Link Saturation

12

Goal-subcategory links / unique subcategories

Model Metadata

Version1.0.0
Industrybanking
ScopeUSA (country)
Created2026-02-13