Bank Transformation Strategy Topic Stream

Practical guidance for U.S. banking leaders on designing and sequencing transformation strategies—covering resilience, agile adoption, AI readiness, APIs, liquidity, and settlement modernization.

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Information Briefs

Current-State Operating Model Documentation in Banking for 2026
February 6, 2026

Current-State Operating Model Documentation. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

Current-State Technology Assessment Language Banking Leaders Use in 2026
February 6, 2026

Current-State Technology Assessment Language. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

The Operating Model Banks Need to Execute Digital Strategy in 2026
February 6, 2026

The Operating Model Banks Need to Execute. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.

Banking Initiative Prioritization in 2026: A Framework That Produces Fundable Roadmaps
February 5, 2026

Banking Initiative Prioritization in 2026: A. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.

Banking Transformation Domains Framework for 2026
February 5, 2026

Domain and workstream scoping that creates an objective baseline and keeps delivery measurable over time

As-Is Assessment for Banking Transformation in 2026
February 5, 2026

Baseline language and documentation that establishes an objective starting point across technology, operations, risk, and workforce

Building a Defensible Application Cost Baseline for Portfolio Decisions in Banking
February 5, 2026

Building a Defensible Application Cost Baseline. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

Digital Sales Funnel Baselining for Banking in 2026
February 5, 2026

CDO style baseline terms that make digital acquisition, conversion, and activation measurable under governance, risk, and cost constraints

Establishing a Current-State Transformation Baseline in 2026
February 5, 2026

Baseline language and governance practices that create an objective as-is snapshot for progress tracking and ROI

Capability Mapping in Banking in 2026: An Executive Example for Strategy-to-Investment Alignment
February 5, 2026

Capability Mapping in Banking in 2026: An Executive. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

Defining Target Architecture Scope in Banking for 2026
February 5, 2026

How executives set architecture and technology boundaries that enable modular change, governed AI adoption, and real-time data—without scope drift

Cost-to-Serve Reduction Roadmap for Banks in 2026
February 4, 2026

Cost-to-Serve Reduction Roadmap for Banks. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.

Digital Channel Baseline Assessment for Banking in 2026
February 4, 2026

CDO style baseline terms that convert digital performance signals into auditable governance, control, and delivery measures

Cost Takeout vs Growth Investment: A 2026 Banking Prioritization Framework
February 4, 2026

Cost Takeout vs Growth Investment: A 2026. Provides practical guidance to prioritize investments, manage execution risk, and improve transformation outcomes.

Transformation Baseline Metrics in Banking: Prioritizing Outcomes Over Activity
February 4, 2026

Transformation Baseline Metrics in Banking. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

Transformation Baseline Language for Banks in 2026
February 4, 2026

A common, audit-friendly way to describe “current state” and establish a measurable starting point for modernization, AI integration, and autonomous banking ambitions

Digital Capabilities Inventory for Banks: Defining Channels, Journeys, and Feature Depth
February 4, 2026

Digital Capabilities Inventory for Banks: Defining. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.

Modernization Roadmap for Banks in 2026: A Stage-Gated Example
February 3, 2026

Modernization Roadmap for Banks in 2026: A. Outlines sequencing choices, dependency trade-offs, and implementation checkpoints that improve delivery confidence.

2026 Operational Resilience Investment Guide for Banks
February 3, 2026

2026 Operational Resilience Investment Guide. Provides practical guidance to prioritize investments, manage execution risk, and improve transformation outcomes.

Decision Rights for Transformation Scope in Banking
February 3, 2026

Operating model and governance boundaries that prevent scope drift and keep baselines comparable over time