Core Modernization Topic Stream
Strategic guidance for U.S. banking leaders on planning, sequencing, and timelines for core modernization initiatives, including portfolio rationalization and legacy replacement decisions.
Information Briefs
Application Portfolio Rationalization as a Feasibility Test for Core Banking Modernization
January 26, 2026
Use application dependencies, coupling, fragility, and control continuity to decide whether core banking modernization can proceed and in what sequence.
Core Replacement vs Digital Layer First as Sequencing: What Bank Leaders Should Decide First
January 19, 2026
Core Replacement vs Digital Layer First: how banks should choose between structural simplification and faster front-end delivery progress right now.
How Long Core Banking Modernization Takes: Credible Timelines for Bank Executives
January 9, 2026
Define credible core-banking modernization timeline bands, separate first value from legacy exit, and set evidence gates for duration decisions.