Payments Modernization Topic Stream
Guidance on U.S. banking strategies for payments modernization, covering FedNow adoption, instant payments readiness, fraud control sequencing, and implementation roadmaps.
Information Briefs
Real-time monitoring, adversarial testing, and human checkpoints for defensible automation in 2026
Operational controls that make continuous assurance credible in 2026
For community and regional banks, changes to federal payment rails, supervisory tailoring, and digital-asset policy are converging into a single operating model challenge: deliver always-on payments with resilient controls while navigating shifting thresholds, fraud patterns, and deposit dynamics.
Payments Modernization vs Fraud Investment. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
How executives baseline domains and workstreams when real-time rails, ISO 20022 enforcement, and AI-era fraud pressures converge
Instant Payments Expose Operating Model Gaps. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
Liquidity Risk Readiness for Instant Payments. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
Sequencing a Real-Time Payments Program. Outlines sequencing choices, dependency trade-offs, and implementation checkpoints that improve delivery confidence.
Liquidity Management for Instant Payments. Shows how governance design and decision rights accelerate execution while preserving accountability and control.
Real-Time Payments Adoption Challenges: An. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
FedNow Implementation Timelines for Banks. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
FedNow Adoption as a Strategy Feasibility Test. Defines capability gaps, readiness signals, and concrete actions that turn strategy into executable change.
Instant Payments Fraud Controls as a. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
Sequencing Fraud Controls for Instant Payments. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
Instant Payments Fraud Control Gaps. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
Sequencing FedNow Capabilities as a Payments. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
FedNow Readiness Gaps That Keep Banks. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.
FedNow Implementation Roadmap for Banks. Clarifies control priorities, resilience requirements, and practical risk-reduction actions for banking leaders.